ERISA Fidelity Bond
ERISA fidelity coverage for Arizona plan fiduciaries
ERISA requires fidelity bonding for many plan fiduciaries handling plan assets. Amounts follow federal formula rules.
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An ERISA fidelity bond protects a qualified employee benefit plan against losses caused by fraud or dishonesty by plan officials.
The surety bond guarantees that the principal will perform the duties required under ERISA § 412 - 29 U.S.C. § 1112 up to the penal sum.
A claim may arise if the principal fails to comply with the bonded Arizona obligation or causes covered loss to the obligee or protected parties.
If a claim is valid, the surety may pay up to the bond penalty according to the bond terms; the principal remains liable to reimburse the surety.
Amount, premium, term, and the authority that requires this filing.
Arizona employers and plan fiduciaries who handle plan assets generally need ERISA fidelity bonding at the federal minimum.
Size the bond to at least 10% of plan assets handled, subject to the federal minimum and maximum caps, naming the plan as insured.
Share your license type, court order, or obligee form and the exact penal sum required by U.S. Department of Labor - Employee Benefits Security Administration.
We review credit and filing details, then quote premium options through licensed surety markets.
Once approved, we issue the bond for delivery to The employee benefit plan named as insured or for your Arizona filing package.
The amount is Generally 10% of funds handled (minimum $1,000; standard maximum often $500,000 unless plan terms require more), as set under ERISA § 412 - 29 U.S.C. § 1112 and confirmed with U.S. Department of Labor - Employee Benefits Security Administration.
The obligee is typically The employee benefit plan named as insured. Always match the exact name on the Arizona form.
Many Arizona filings can be underwritten the same day when documents and credit are complete; complex amounts may take longer.
Not always. Premium and collateral options vary by credit and bond size — ask for markets that still write the risk.
Most bonds renew on the term shown (1 Year). Keep continuity so your Arizona license or filing does not lapse.
Next step
We’ll match the requirement and route the application.
Apply for this bond